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| PRIVACY POLICY OF The ZZP Group of Companies
Acceptable Use Policy. ORC is committed to protecting your privacy. This Privacy Policy explains the data collection and use practices of all websites owned or registered to those entities identified herein as being within the “Scope” of this Privacy Policy (collectively the “Site”). It does not apply to any third party websites, applications, products or services. Because the Site includes areas in which individuals can provide personally-identifying information, we have developed this Privacy Policy to inform you of our policies and practices regarding information we collect about you on the Site. If you have further questions or comments about our privacy policies or practices after reading this Privacy Policy, please contact us at info@zazapay.com OnLine Resource Center, LLC SCOPE: ORC professionals control the information about you described in this Privacy Policy. This Privacy Policy describes how we handle your personal information acquired by ORC as a result of your use of or access to the Site. This Privacy Policy is effective upon posting on or linking to the Site. This Privacy Policy applies to ORC's collection, use, storage and disclosure of information by ORC: (a) on its web site and all websites used or maintained by its divisions, subsidiaries and related companies (collectively, the "Site"); (b) on designated third party websites; and (c) in connection with ORC’s other information collection methods, including the purchase of customer lists from third parties, or the use of customer lists from third parties. ORC is not responsible for the information collection or privacy practices of third party websites or applications. RIGHT TO AMEND: ORC reserves the right to modify or amend this Privacy Policy at any time and for any reason. Any changes or amendments to this Privacy Policy are effective upon posting. It is your sole responsibility to periodically review this Privacy Policy for updates and you are solely responsible to be aware of any changes to this Privacy Policy and all posted policies on this Site. ORC does not provide notices of any changes in any manner other than by posting the changes on this Site. The continued use of the Site after such modification or amendments constitutes acceptance of such modifications or amendments. 1.1. User Direct Information: Each time you provide information to take advantage of a promotional offer, send an email, or otherwise transmit information via the Site, ORC may obtain and collect personally-identifiable information provided by you, including, but not limited to, your name, email address, mailing address, social security number, credit card information, and telephone number. You may also provide us with information that, when combined with personally-identifiable information described above, provides us with a better idea of who you are, including but not limited to your gender, birthday, marital status, and education level. For purposes of this Privacy Policy, all such information about or pertaining to you shall be referred to herein as "Personal Information." If you choose to access the Site, use our services or purchase our products, we may require you to provide Personal Information as indicated on the forms throughout the Site. 1.2. Survey Information: ORC collects information from you when you voluntarily complete a ORC survey, order form, or a registration page either by using the Internet, offline by providing this information through the mail, in person or using a telephone. This information may be collected by surveys, order forms, or registration pages operated by third parties. This method of collection is collectively known as a "Survey." In such Surveys, ORC or a third party may ask you to provide personally-identifiable information including your name, email address, street address, zip code, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, education and marital status, occupation, social security number, employment information, personal and ORC interests, and such other information as may be requested from time to time. ORC may also collect such information concerning you from another source and use that information in combination with Personal Information collected about you from this Site. Completing the Surveys is voluntary, and you are under no obligation to provide Survey Information to ORC or a third party, but you may receive incentives from ORC or a third party in exchange for providing such information. 1.3. Third Party List Information: ORC may collect information from you when you provide information to a third party and ORC subsequently purchases, licenses, or otherwise acquires the information from the third party. Such purchased information may include, but is not limited to, your name, email address, street address, zip code, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, education and marital status, occupation, industry of employment, personal and ORC interests, and such other information as the individual may have provided to the third party. When acquiring this information, ORC seeks assurances from the third party that it has a right to transfer the information to ORC and that the third party has a right to provide offers from advertisers to you included on the third party list. 1.4. Other Methods of Collecting Personal Information: Other occasions when ORC obtains information from you include: (1) your claiming a prize or seeking to redeem an incentive offered by ORC or by a third party; (2) your requests for assistance through ORC's customer service department; and (3) when you voluntarily subscribe to a ORC service or newsletter. 1.5. Cookies, Web Beacons, and Other Information Collected Using Technology: ORC currently uses cookie and web beacon technology to associate certain Internet-related information about you with information about you in its database. Additionally, ORC may use other new and evolving sources of information in the future. (a) Cookies: "Cookies" are a feature on your browser software. If enabled, we may write cookies that may store small amounts of data on your computer about your visit to any of the pages of this Site. Cookies assist us in tracking which of our features appeal the most to you and what content you may have viewed on past visits. When you visit this Site again, cookies can enable us to customize our content according to your preferences. We may use cookies to: (a) keep track of the number of return visits to this Site; (b) accumulate and report aggregate, statistical information on Site usage; (c) deliver specific content to you based on your interests or past viewing history; or (d) save your password for ease of access to our Site. You can disable cookies, although the Site may not function properly for you. Your browser preferences can be modified to accept or reject all cookies, or request a notification when a cookie is set. You may read more about cookies at http://cookiecentral.com. In order to use all of the features and functionality of the Site, you need to accept cookies. (b) Web Beacons: A web beacon is a programming code that can be used to display an image on a web page, but can also be used to transfer your unique user identification to a database and associate you with previously acquired information about an individual in a database. This allows ORC to track certain websites you visit. Web beacons are used to track ORC behavioral habits for marketing purposes to determine products or services with which you may be interested. In addition to using web beacons on web pages, ORC also uses web beacons in email messages sent to individuals listed in ORC's database. (c) IP Addresses: ORC automatically tracks certain information based upon your behavior on the Site. We may use this information to do internal research on our users' demographics, interests, and behavior to better understand, protect and serve you and our community. This information may include the URL that you just came from (whether this URL is on the site or not), which URL you next go to (whether this URL is on the site or not), your computer browser information, and your Internet Protocol address. Your Internet Protocol ("IP") address is a unique Internet "address" which is assigned to you by your Internet Service Provider ("ISP"). For local area network ("LAN"), DSL, or cable modem users, an IP address may be permanently assigned to a particular computer. IP addresses are automatically logged by Web servers, collecting information about a user's traffic patterns. While the IP address does not identify an individual by name, it may, with the cooperation of the ISP, be used to locate and identify an individual using the Web. Your IP address can, however, reveal what geographic area you are connecting from, or which ISP you are using. Finally, other websites you visit have IP addresses, and we may collect the IP addresses of those websites and their pages. (d) Computer Profiles: ORC may also collect and accumulate other anonymous data which will help us understand and analyze the Internet experience of our visitors. For instance, ORC may accumulate visitor data relating to referring domain names, the type of browsers used, operating system software, screen resolutions, color capabilities, browser plug-ins, language settings, cookie preferences, search engine keywords and JavaScript enablement. When you provide us with Personal Information, we are able to use such visitor data to identify you. 1.6. No Information Collected from Children: ORC will never knowingly collect any personal information about children under the age of 13. If ORC obtains actual knowledge that it has collected personal information about a child under the age of 13, that information will be immediately deleted from its database. Because it does not collect such information, ORC has no such information to use or to disclose to third parties. 1.7. Credit Card Information: ORC may, in certain instances, collect credit card numbers and related information when an individual places an order from ORC. When the credit card information is submitted to ORC, such information is encrypted and is protected with SSL encryption software. ORC will use the credit card information for purposes of processing and completing the purchase transaction, and the credit card information will be disclosed to third parties only as necessary to complete the purchase transaction. 2. Use of Individual Information. 2.1. Discretion to Use Information: The Personal Information collected on this Site and by third parties will be used to operate the Site and to provide the services or products or carry out the transactions you have requested or authorized. ORC may change or broaden its use of your Personal Information at any time. ORC may use your Personal Information to provide promotional offers to individuals by means of email advertising, telephone marketing, direct mail marketing, ORC banner advertising, and package stuffers, and other possible uses. ORC MAY SELL OR TRANSFER PERSONAL INFORMATION TO THIRD PARTIES FOR ANY LEGALLY PERMISSIBLE PURPOSE IN ITS SOLE DISCRETION. 2.2. Email: ORC uses your Personal Information to provide promotional offers by email to you. ORC may maintain separate email lists for different purposes. If you wish to end your email subscription from a particular list, you only need to press the unsubscribe button on the mail message. To unsubscribe from all ORC's email lists, you must submit your email address to optout@ZaZaPay.com or to the postal address set forth in section 7 of this Privacy Policy. [Note: We suggest highlighting this language in a color font.] Such an unsubscribe request will permanently delete your email from all lists used by ORC. Email messages sent by ORC will contain an advertiser's name in the "From:" line but hitting the "Reply" button will cause a reply email to be sent to ORC. The "Subject:" line of a ORC email messages will usually contain a line provided from the advertiser to ORC. 2.3. Profiling and Target Advertising: ORC uses your Personal Information to make and improve profiles of you and to track your ORC browsing habits and determine which areas of ORC's websites are most frequently visited. This information helps ORC to better understand your interests so that it can target advertising and promotions to you. ORC may, at its discretion, target advertising by using email, direct mail, telephones, cell phones, and other means of communication to provide promotional offers. 2.4. Storage of Personal Information and Security: ORC stores your information in a database on ORC's servers located in the United States. Our servers have security measures (such as a firewall) in place to protect against the loss, misuse, and alteration of the information under ORC's control. However, as you probably know, third parties may unlawfully intercept or access transmissions or private communications, and other users may abuse or misuse your Personal Information that they collect from the Site. Therefore, although we work very hard to protect your privacy, we do not promise, and you should not expect, that your Personal Information or private communications will always remain private. 3. Use of Personal Information. 3.1. Sale or Transfer to Third Parties: ORC MAY SELL OR TRANSFER YOUR PERSONAL INFORMATION TO THIRD PARTIES FOR ANY PURPOSE IN ORC'S SOLE DISCRETION. As set forth more fully below, ORC uses your personal information in the following 3 ways: (a) customer service; (b) marketing; and (c) as necessary to comply with the law. 3.2. Customer Service: ORC will use your Personal Information to respond to you, to process, validate and verify requests and/or purchase orders, to fulfill any of your requests and to tailor your experience on the Site. 3.3. Marketing: ORC will use your Personal Information for any marketing and survey purpose on behalf of ORC and its affiliates and subsidiaries to send information to you about additional goods or services that may be of interest to you. In addition, ORC will disclose your Personal Information to third party agents and independent contractors to help us conduct our marketing and survey efforts and to share with other companies in connection with marketing efforts including but not limited to direct marketing. You may have no relationship with these other companies and third parties. 3.4. Complying with Legal Process: ORC will use or disclose your Personal Information in response to subpoenas, court orders, warrants, or legal process, or to otherwise establish or exercise our legal rights or defend against legal claims or in the event you violate or breach an agreement with ORC. ORC will use and disclose your Personal Information if we believe you will harm the property or rights of ORC, its owners, or those of ORC 's other customers. Finally, we will use or disclose your Personal Information if we believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of ORC’s Acceptable Use Policy, or as otherwise required by law when responding to subpoenas, court orders and other legal processes. 3.5. Order Fulfillment: ORC will transfer your Personal Information to third parties when necessary to provide a product or service that you order from such third party while using the Site or when responding to offers provided by ORC. 3.6. Data Summary: ORC may sell or transfer non-individualized information, such as summary or aggregated anonymous information about all persons or sub-groups of persons. 3.7. Other Access to Personal Information: You have access to your Personal Information collected by the Site and ORC. You may correct, amend, or delete such Personal Information by contacting info@zazapay.com ORC may also give advertising clients and email services providers access to your email address to verify the origin of the Personal Information collected. 4. Privacy Practices of Third Parties. 4.1. Advertiser cookies and web beacons: Advertising agencies, advertising networks, and other companies who place advertisements on the websites and on the internet generally may use their own cookies, web beacons, and other technology to collect information about individuals. ORC does not control the use of such technology and ORC has no responsibility for the use of such technology to gather information about you. 4.2. Links: The Site and email messages transmitted from the Site sometimes contain hypertext links to the websites of third parties. ORC is not responsible for the privacy practices or the content of such other websites. Linked websites may contain links to websites maintained by third parties. Such links are provided for your convenience and reference only. ORC does not operate or control in any respect any information, software, products or services available on such third party websites. The inclusion of a link to a website does not imply any endorsement of the services or the site, its contents, or its sponsoring organization. 5. Unsubscribe Procedures. 6. Special Notice to California Residents and California User Consumer Rights. As a California resident, you have certain rights under state law that relate to the sharing of your Personal Information with third parties for their own direct marketing purposes. ORC has chosen to comply with California law SB-27 in the following way: First, individual consumers who reside in California and who have provided their Personal Information to ORC may request (no more than once per calendar year) information about our disclosures of certain categories of your Personal Information to any third parties. To make such a request, please send an e-mail to legal@zazapay.com and provide us with your name, address, and e-mail address. Within thirty days of receiving such a request, ORC will provide a list of categories of Personal Information disclosed to third parties during the immediately preceding calendar year, along with the names and addresses of such third parties. Additionally, in accordance with California Civil Code Sec. 1789.3, California resident users are entitled to know that they may file grievances and complaints with the California Department of Consumer Affairs, 400 R Street, STE 1080, Sacramento, CA 95814; or by phone at 916-445-1254 or 800-952-5210; or by email to dca@dca.ca.gov. 7. Further Information about ORC’s Privacy Policy Online Resource Center , LLC: 5025 North Central Suite 630 Phoenix AZ 85012 info@zazapay.com Powered by ORC, LLC
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